Peaceful Retirement (Whole Life Insurance)
To guarantee you a peaceful retirement, we propose getting a permanent or otherwise known as whole life insurance. It costs slightly more than term insurance but offers additional features like cash value that you can borrow against, which grows over time. Whole life is the best-known form of permanent life insurance.
Figuring out how much insurance you need is not as hard as you may think. By answering just a few questions and doing some simple math, we can quickly estimate your life insurance needs and help you see how affordable a policy that will lead to a peaceful retirement can be.
| Level of Protection: | from Shs. 100,000 to Shs. 20,000,000 |
| Grace Period: | up to 90 days |
| Underwriting Conditions: | Both Medical and Non-medical underwriting |
| Early Exit Options: | After 36 months of policy being in place |
| Payment of Benefits: | As per policy |
Safe Life - Protection
Through a term life insurance policy, we can guide you on how you can get affordable, straightforward protection over a limited time period, such as 10, 20, or 30 years. This policy doesn’t build cash value, however, if you die within the term, your beneficiaries receive the payout/sum assured. When your term life insurance expires, you can buy a new policy or reassess your options.
Term life insurance policy is ideal for the main breadwinner in the family, stay at home parent, homeowners, and business owners. Do you need more specific information? Please fill in the details in the quote form and one of our advisors will come back with options that may work best for you.
| Level of Protection: | from Shs. 100,000 to Shs. 5,000,000 |
| Grace Period: | up to 90 days |
| Underwriting Conditions: | Both Medical and Non-medical underwriting |
| Early Exit Options: | After 36 months of policy being in place |
| Payment of Benefits: | As per policy |
Child's Education and Future
A child education policy is a life insurance product specially designed as a savings tool to provide an amount of money when your child reaches the age for entry into high school and college (14 years and above). The funds can be utilized to partly meet your child's higher education expenses. Also, if you opt for a payor benefit rider, an education policy provides the assurance that, in the event of an untimely demise of the parents or legal guardian, the child will have access to funds to help finance his/her education expenses.
| Level of Protection: | from Shs. 100,000 to Shs. 20,000,000 |
| Grace Period: | up to 90 days |
| Underwriting Conditions: | Both Medical and Non-medical underwriting |
| Early Exit Options: | After 36 months of policy being in place |
| Payment of Benefits: | Annually when the child turns 14yrs old or as per policy |