Private
Private Motor Insurance provides financial protection for you, and possibly others, if you are involved in an accident. Motor insurance for your vehicle is usually required by all countries. You can customize you motor insurance policy to fit your needs. There are different coverage and limits you can choose from to create your motor insurance policy. There are three types of Private Motor Insurance coverage namely:
1. Third Party Only: Covers third party bodily injury and property damage arising out of a vehicle accident.
2. Third party Fire & Theft: Cover extends to cover theft, fire, third party bodily injury and property damage.
3. Comprehensive: Covers third party liability and property damage to the vehicle i.e. damage arising out of fire, theft and accidental damage to the vehicle.
| Level of Protection: | from Shs. 500,000 (Value of the car) |
| Windscreen & Window glass Protection | Yes, upto Shs. 50,000 Free benefit |
| Riot, Strike & Civil Commotion | Yes, Free benefit |
| Fatal Personal Accident Cover for Insured | Shs. 250,000 |
| Vehicle Entertainment System | Yes, Free benefit |
| Vehicle Inspection & Valuation | Yes, free at inception of cover |
Commercial
Motor Commercial Insurance policy provides cover for motor commercial vehicles against accidental damage, fire, theft , third party liability and is extended to cover passengers while in the cabin. There are two types of Motor Commercial Insurance Policies namely:
1. Own Goods - Covers Vehicles used for transportation of the insured’s own goods/property.
2. General Cartage - Covers Vehicles used by the insured for hire/reward business such as lorries, trucks, pickups, trailers and motor trade.
We seek to provide our clients with comprehensive commercial vehicle insurance to compensate individuals, businesses and logistic companies/transporters against accidental loss or damage to their motor vehicles and their accessories including legal liability to third parties.
| Level of Protection: | from Shs. 500,000 (Value of the car) |
| Protection, Recovery and Removal after Accident: | Shs. 30,000 |
| Authority to Repair: | Shs. 50,000 |
| Passenger Injury/Death Liability | Per person - Shs. 3,000,000 Per event - Shs. 20,000,000 |
| Third Party Persons Injury/Death Liability: | Per person - 3,000,000 Per event - Unlimited |
| Third Party Property Damage: | Shs. 5,000,000 |
| Inspection & Valuation | Free at Inception |
Taxi (PSV)
Are you driving a taxi to make an extra income to support your family? Whether you are on Uber, Taxify, Wasili, Bolt, Rideshare etc. our PSV Insurance covers you all the time, so you can focus on making money, not worry about losing it. This insurance protects individuals, businesses, companies against accidental loss or damage to their motor vehicle while carrying fare paying passengers for a chauffeur-driven ride.
| Level of Protection: | from Shs. 400,000 (Value of the car) |
| Windscreen & Window glass Protection | Yes, upto Shs. 30,000 |
| Riot, Strike & Civil Commotion: | Yes, Free benefit |
| Vehicle Entertainment System | Yes, upto Shs. 30,000 Free benefit |
| Inspection & Valuation | Yes, free at inception |
| Passenger Legal Liability | Yes, Shs. 250,000 |